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Commercial Property
Protect the property that keeps your business moving.
Buildings, inventory, furniture, tools, equipment, and other business property can represent years of investment. Commercial property coverage helps address covered physical-loss exposures.
What to understand
How commercial property can fit into a business program.
- Owned buildings when scheduled and covered
- Business personal property and contents
- Certain equipment, inventory, and improvements
- Available business-income protection when selected and applicable
Review considerations
Details worth discussing.
- Replacement cost and property valuation
- Locations, construction, occupancy, and protection systems
- Equipment or property that moves off premises
- Business income and extra-expense needs
Commercial Property FAQs
Business risk deserves specific questions.
Does commercial property cover equipment away from my building?
Not always. Mobile equipment, tools, or property in transit may require inland marine or other specialized coverage.
Why is business income coverage important?
Physical repairs are only part of recovery. When selected and applicable, business-income coverage can help address certain lost income and continuing expenses after a covered loss.
Complimentary Protection Review