← Commercial Insurance
Professional Liability
Protection for advice, services, and professional mistakes.
Businesses that provide professional advice or specialized services can face allegations that an error, omission, or failure in their work caused a client financial harm.
What to understand
How professional liability can fit into a business program.
- Certain claims alleging professional errors or omissions
- Defense costs for covered professional-liability claims
- Selected financial-loss allegations tied to covered services
Review considerations
Details worth discussing.
- Services provided and client types
- Contracts and scope-of-work language
- Claims-made policy dates and continuity
- Profession-specific exclusions and endorsements
Professional Liability FAQs
Business risk deserves specific questions.
Is professional liability included in general liability?
Usually these are distinct exposures. General liability and professional liability are designed to address different types of claims.
Who should consider professional liability?
Consultants, agencies, medical or professional offices, technology firms, and many other service businesses may have an errors-and-omissions exposure based on the work they provide.
Complimentary Protection Review