← Personal Insurance
Homeowners Insurance
Protect the place you call home.
Your home is more than a building. Homeowners insurance can help protect the property, belongings, and personal liability exposures that come with homeownership.
What to understand
What homeowners insurance can help protect.
- Your dwelling and attached structures for covered losses
- Personal belongings, subject to policy terms and limits
- Additional living expenses after certain covered losses
- Personal liability and medical-payments exposures
Review considerations
Questions worth discussing.
- Replacement cost and dwelling limit
- Wind, hail, water, and other deductibles
- Special limits for valuables or certain property
- Recent renovations, additions, or major purchases
Homeowners Insurance FAQs
Clear answers start with good questions.
How much homeowners insurance do I need?
The right amount depends on the home, rebuilding considerations, belongings, liability needs, and policy features—not simply the market value of the property.
Should I review coverage after renovating?
Yes. Renovations, additions, and meaningful upgrades can change the property you need to protect and are good reasons for a coverage conversation.
Complimentary Protection Review