← Personal Insurance
Renters Insurance
Your landlord protects the building. You protect what is yours.
Renters insurance can help protect your belongings, personal liability, and certain additional living expenses even though you do not own the building.
What to understand
What renters insurance can help protect.
- Personal belongings for covered losses
- Personal liability exposures
- Certain additional living expenses after a covered loss
- Available medical-payments coverage
Review considerations
Questions worth discussing.
- How much it would take to replace your belongings
- Replacement cost versus other valuation methods
- Liability limits
- Valuable items that may need special attention
Renters Insurance FAQs
Clear answers start with good questions.
Does my landlord’s insurance cover my belongings?
A landlord generally insures their building and interests, not a tenant’s personal belongings. Your own policy is designed to address your property and liability exposures.
Do college students need renters insurance?
Living arrangements and policy terms vary. A review can determine whether a student has coverage elsewhere or whether a separate renters policy makes sense.
Complimentary Protection Review