← Personal Insurance

Motorcycle Insurance

Coverage made for life on two wheels.

Motorcycles bring different risks and coverage considerations than everyday passenger vehicles. A dedicated policy keeps the conversation focused on the bike, rider, liability, and equipment.

What to understand

What motorcycle insurance can help protect.

  • Liability for covered accidents
  • Physical damage when applicable coverage is selected
  • Available protection for accessories or equipment
  • Other motorcycle-specific options depending on policy

Review considerations

Questions worth discussing.

  • Bike value and customization
  • Riders and regular use
  • Seasonal or annual use
  • Liability limits and deductibles

Motorcycle Insurance FAQs

Clear answers start with good questions.

Can I insure custom motorcycle equipment?

Policies handle accessories and customization differently. Tell your agent about meaningful modifications so available coverage can be discussed.

Should motorcycle liability limits match my auto limits?

Your overall liability needs should be considered across policies. An agent can help explain how available limits fit your broader protection plan.

Complimentary Protection Review

Not sure if you are properly protected?